Mortgage Rates

Take advantage of our great rates today. Ask us about our NO COST LOANS.


WE ALSO OFFER 80%,85%, 90% AND 95% LTV


Call (973) 299-1209. After work hours and weekends call (973) 886-2937. For more information on our mortgage programs click here:

 

RATES BELOW ARE FOR  Loan amounts $250,000 or greater and 75% LTV, 740 CREDIT  SCORES, PRIMARY RESIDENCE, SINGLE FAMILY,

 WITH NO HELOC, NO CASHOUT

 

CONTACT US FOR RATES WITH DIFFERENT LTV AND CREDIT   SCORES

Products Rates Points APR Max Loan Fees in APR

Conforming
Fixed Rates

         
30-Year 4.250% 0 3.250% $424,100 $0
20-Year 4.125% 0 4.125% $424,100 $0
15-Year   3.750%  0 3.750% $424,100 $0
10-Year  3.375% 0 3.375% $424,100 $0

Conforming Arms

         
3/1   0   0 0
5/1 3.500% 0 3.500% $424,100 $0
5/1   0      
7/1 3.750% 0 3.750% $424,100 $0
7/1    0      
10/1 3.875% 0 3.885% $424,100 $800

Jumbo Fixed

         
30-Year 4.250% 0 4.250% $636,150 $0
30-Year   80% LTV 4.250% 0 4.250% $1,000,000 $0
30-Year   80% LTV        $1,000,000 $0

15- Year

3.500% 0 3.500% $636,150 $0
15-Year   80% LTV 3.500% 0 3.500% $1,000,000 $0

15-Year   80% LTV 

      $1,000,000 $0
           

Jumbo Arms

         
5/1 3.500% 0 3.500% $636,150 $0
5/1      80% & 75%  3.500% 0 3.500% $1.000,000 $0
5/1      80% & 75%         $0
7/1      80% & 75% 3.625% 0% 3.625% $636,150 $0
7/1      80% & 75% 3.625% 0% 3.625% $1,000,000 $0
10/1    80% LTV         $0
10/1    80% LTV 3.750% 0% 3.750% $1,000,000 $0

FHA

         

5/1 Arm

3.750% 0 3.750% $24,100 $0
5/1 Jumbo Arm 3.875% 0 3.875% $626,150 $0
30-Year Fixed 4.000% 0 4.000% $424,100 $0
15-Year Fixed 3.750% 0 3.750% $424,100 $0

30-Year Fixed Jumbo

30- Year VA

4.250%

 

4.000%

0

0

0

4.250%

 

4.000%

$626,150

 

$424,100

$0

 

$0

 

Rates as of  Janury 21,  2017 and are subject to change.
 

* Closing Cost credits for Loan amounts under $1 Million are also available.

 

If you prefer to speak to a mortgage professional,
Call (973)299-1209
Evenings & Weekends Call,
(973) 886-2937

 

You can apply online, by phone or face-to-face

 

Ask Us About Our No Cost Loans

 

28 Years of Proudly Serving
the State of New Jersey

 

Se Habla Español

Hours of Operation:
Monday–Friday
8:30 a.m.–5:30 p.m.
Also Open Weekends

License
#NMLS 203510 # 237545

Memberships:
National Association of Independent Housing Professionals-Director

E & G Financial Services Inc. NMLS #203510 1200 Route 46 W, Suite 201
Parsippany, NJ 07054-2154

 

Phone: (973)299-1209
Fax: (866) 421-8133
ed@eandgfinancialservices.com

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E & G Financial Services Inc.